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Because you are trying to get a loan for a house, the less debt that you have, the better it will be for you. Why? Banks want to see that you are a reliable customer. Therefore, pay off credit cards that are really getting in the way. If you have a ton of debt, try and pay some of it off. By getting out of credit card debt, you are showing the lender that you are not a liability.

Especially since the economy is really shaky right now, banks and lenders are a lot more likely to say "no" when you come in for a home loan. To get that home loan, you need to put together a plan so that you can, over time, pay off the cards that you have and make yourself worthy of getting that loan from the bank. They need to lend money to you because that is their business. But, it hurts their business more to lend to unreliable customers.

Do whatever you can to get out of debt. And don't believe anyone when they say you can't get a loan. Buying a home after filing bankruptcy is even a possibility if you work on building your credit all over again. You can get a loan…you just need to really focus on getting out of debt and making yourself appear like a reliable and worthy customer.

Beautiful estate lots for sale. Just off US78....

148 Acre Ridge Point Farm

AUCTION

Ridge Point Farm

Friday August 15th at 11:00 AM EDT

Redmond Ridge Rd, #353,
Gallipolis Ferry, WV 25515

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Beautiful 41 Acre Lake setting on 217.7 Acres. This lake is called Jackson Lake not to be confused with Lake Jackson (in the center of the county and State Owned). It has a perennial stream that feeds...

Incredible 180 Acre farm. Whispering Pines .. We are offering you the chance to build your dream Log Home in a Log Home Community where you own your very own 5-25 acre parcel but get to ride, hike and...

LONG FRONTAGE ON TALKINGROCK CREEK.BUILD ON THE WATER OR ABOVE AND LOOK OVER THE WINDING STREAM AND CLIFFS.CANOE INTO CARTERS LAKE FROM HERE. FISH,SWIM,HIKE,RIDE YOUR HORSES AND ALL THOSE OTHER OUT DO...

Focused, relaxed time enjoyed during vactions and weekend getaways should not be a rarity- but instead, a lifestyle. The setting at Ainsley Manor speaks to the best and simplest pleasures of life. Why...

Excellent recreational hunting tract located in southwest Mitchell County. 202.5 Acres located on Georgia Highway 112 approximately eight miles south of Camilla and five miles west of Pelham. This t...

9.77 acres west of Sandersville, Washington County, Georgia, contains hunting camp site with newly constructed 24' X 60' clubhouse with contents and fireplace; 14' X 60' 2 bedroom - 2 bath mobile home...

This farm has excellent whitetail habitat with a great combination of CRP, timber, and water. The area receives little pressure and is known for producing big whitetails. With a 7 acre lake, great bui...